Wednesday, December 31, 2008

What to do if You're In a Car Rental Accident Without Insurance

By Amy Nutt

A rental car service is very convenient when you need a car to get around or you need one so that you don't have to put the wear and tear on your own. All you have to do is pay a rental fee and you are able to take that car wherever you need to take it. But what if you get into an accident in a rental car and you didn't buy their insurance? What does that mean for you?

Insurance options

There are a couple of different options available to you when it comes to insurance. First, your own insurance that you already have may cover you in a rental car. The best way to determine this is to consult with your insurance company about your policy. You need to find out whether or not it allows you to be insured in a rental car.

The second option is to take the insurance through the rental car company. The insurance through the rental car company provides you with the coverage you need in case you're in an accident. If you don't have coverage through your insurance company, this is your other option. Just make sure you look at your insurance company's policy very carefully. You don't want to pay for insurance through the car rental Sydney company if you don't have to. You would be amazed how many people think they have to purchase the rental car company's insurance and the company may not say anything to them about it. If the customer says they want it, then the rental car company is going to give it to them. This is despite whether they really need it or not.

However, there is good news. You don't have to worry about being in a car accident without having insurance. This is because you have to provide proof of insurance to the rental car company in order to rent a car. If you don't have insurance, then you are required to purchase their insurance. They will not let you take one of their cars off of the lot unless you have insurance. This is because they can be held liable if something happens that you're in an accident in their car. They don't want to have to pay out thousands of dollars in medical bills or be sued because you were driving one of their cars without any insurance.

Compare

Just make sure that you check with the different car rental companies to find the one with the best rates. Their rental rates may be great, but their insurance rates may not be. This means that the total cost of the rental could be considerably higher than another company just because of the insurance. You definitely don't want that, so make sure you always ask about insurance rates if that is something you need to take.

So as you can see, renting a car is much easier than what you think. As long as you have a license and a credit or debit card to pay for the rental, you're in business. You don''t have to worry about not being able to rent a car if you don't have insurance. You also do not have to worry about driving a rental car without insurance. Everything you need is right there with the car rental company. Just make sure you only buy their insurance if you need it. If you don?t because of your own insurance, then you're going to have lower rates with the car rental company. Lower rates are always a good thing because that keeps more money in your pocket. - 16069

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How to Start up an Employment Agency

By Alice Sy

Starting an employment agency can be a very good idea, especially now that employment in Hong Kong is becoming high. A domestic helper agency can just be the right thing to put up since the demand for housemaids are increasing. If you are interested in this type of business, here are some pointers for you:

Calculate how much your capital should be. Every investment involves money. You will need to buy some pieces of equipment and office materials. There might also be a need to hire your office staff. Therefore, make sure that everything will fit into your budget.

Try to find out how things are with your business competitors. Make sure that your business will be competitive enough. Check on their rates as well to give yourself some ideas on how you should charge.

In putting up a domestic helper agency, you will be required to secure permits and other necessary documentations. You cannot operate legally without these, so be sure to gather all the information that you will need in line with this issue such as the "where tos" and the "hows".

Make a decision on where your location will be. Remember that your business location should be convenient not just for you but for the applicants as well who will be interested to process an application with you. If your home is in a good location, you can consider putting up your office there to save money and time.

Apply for a dedicated phone line. As much as possible, this phone should only be used for business purposes. Keep it open for your clients and applicants. You can also choose to divert the calls to your residential phone after working hours. Hiring an answering service is also a good idea or you can simply install a voice mail or an answering machine to resolve this.

Plan out the marketing strategy that you are going to use. To market your services effectively, you can start hiring marketers or create ads which you can post on various classified ads. That way, you can publicize your business through HK. Your office staff can also serve as your part-time marketers by asking them for referrals which will make them earn cash rewards.

It will be quite important to keep the business alive by continuously receiving job orders. When there are more clients, the merrier. It means you will have more jobs to give to your applicants and better income is in store for your business as well. - 16069

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Koolphone-The Best Way to Get Your Free Wireless Phone

By Free Wireless

Do you know there is a better way to get a free wireless phone? No standing in line and filling out forms. Koolphone makes ordering online quick, secure and easy. Click here for FREE Cell Phones

How do you choose a cell phone and calling plan that is right for you? Over the life of your phone, the calling plan service will cost much more than the phone itself-especially if the phone is free. You should choose the most cost-effective calling plan from a carrier with good coverage in your area. With all the competition for subscribers among carriers, monthly and per-minute costs of wireless calling has gone down dramatically.

Subscribers can keep their existing wireless phone number and even their landline based numbers when starting or transferring service to a new carrier. With the right calling plan, a wireless phone should not cost much more than a landline phone. Every day people are switching to wireless and giving up their landline service altogether.

There are a few terms you need to be familiar with. TALK TIME: The total amount of phone use, typically measured in minutes, for both calls placed and calls received. PEAK MINUTES: Talk time minutes used during the prime calling periods when the carrier networks are most active, typically between 6am and 9pm Monday through Friday. OFF PEAK MINUTES: Talk Time minutes used outside of prime calling periods. ROAMING: Refers to any wireless phone used outside of a customer's home calling area or carrier network coverage. MOBILE-TO-MOBILE MINUTES: Minutes used for receiving or making calls from another customer on your carrier's service network.

Today's wireless phones enable you to receive and send instant messages, send or check emails, and synchronize with your PC contacts, email, calendars, and more. These features make the truly wireless lifestyle a reality.

Choose the wireless carrier you want and your activated phone will be shipped direct to you. The Koolphone Wireless Store is powered by InPhonic the nation's leading online provider of wireless services and phones providing secure shopping, rapid activation and real-time online order status and tracking. Click here for FREE Cell Phones

With Koolphone you can compare prices and availability from all major U.S. carriers. T-Mobile, Verizon, Cingular, Nextel, Sprint, Alltel and Liberty Wireless. Wireless phones by every major manufacturer including Nokia, Samsung, Sony Ericsson, Motorola and more. Only name brand wireless phones with full U.S. warranties. - 16069

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The Benefits of Continuously Updating Your Computer Software

By Amy Nutt

Software programs are the lifeblood of our computers, without up to date software programs we wouldn't be able to do all of the things that we need to do on our computers.

Some software updates may not be quite as necessary as others, but regular updates to some software are crucial to provide necessary security against the latest internet threats.

What Types of Updates are a Necessity?

If you spend time on the internet, send and receive e-mails or send and receive instant messages then internet security software is a necessity. Internet security software is what will protect you against viruses, spy-ware, ad-ware, mal-ware and all other sorts of threats present to those who spend time on the internet. New viruses and other forms of internet threats are generated every single day, in order for you to stay safe from these threats you need the best and most up to date security that you can get.

Some internet security software companies, like the producers of Norton Internet Security 2009, are constantly generating protection from the latest forms of internet threats and they make these updates available for their customers as soon as they are ready. Subscribers to Norton Internet Security 2009 can receive 'pulse' updates that are available with up to the minute protection to ensure that the user is protected from every type of threat as soon as it's discovered.

Continuously updating your computer security software is an absolute necessity if you want your computer to be protected and to be running as fast and efficient as it's capable.

What Types of Updates are Optional?

Some software companies tend to go a little bit overboard with updates, releasing a "brand new" version of a program when their users have barely even gotten a chance to get used to the previous version of the same program. These are the updates that you have to make a decision as to whether of not you want or need it enough to download the update.

You sometimes need to be wary of potential bugs that may be introduced with updates, manufacturers all too often rush the release of an update and let it hit the market before all of the bugs and incompatibilities are worked out. It's not always necessary for a software package to be updated every few weeks or months.

For software packages or programs that you have installed on your computer that don't have to do with your PC's security, you have the freedom to be able to choose when and if you will install an update without the fear of an imminent threat making the decision for you. You can take the time to take into account how much you like the current version of the software and how well it runs on your system. You can compare the features listed in the update to the features of the version that you are currently running - if the features on the version you have are more appealing to you, or if the new version has no new features that you want or need, then you don't have to update. You have the freedom to sit back and wait for reviews and reactions to the latest updates of programs that you are running, if the risk of incompatibilities outweighs the new features offered you can wait until the bugs are worked out in a future update, or just keep running the current version that you already have installed.

Ultimately - any update that becomes available on any type of software is optional, but you can keep your computer running at an optimal level by continuously updating discount computer software as the updates become available. Any updates that fix existing problems with software that you run are beneficial to download, as is any update that will increase the speed of the programs you are running, but the biggest benefit of updates comes with security software. Continuously updating your security software guarantees that you will be safe from the latest threats that may invade and cause problems with your PC, it will give you the piece of mind to surf the internet freely because you are protected. - 16069

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Excel 2007 AutoFill And Custom Lists

By Matthew Fletcher

Excel's AutoFill facility relies on the program's ability to recognize patterns in the values that you enter. For example, say you type "Week 1" in a cell; you can have the program automatically enter "Week 2", "Week 3", etc. by dragging the AutoFill handle. This is situated in the bottom right of the cell. When the cursor moves over it, the cursor changes appearance to a plus sign (+). At this point you simply click, hold, drag in any direction and Excel will pick up the pattern and reproduce it to create automatic data entries.

Whenever you use the AutoFill handle Excel displays the AutoFill Options drop down menu just below the last cell which has been automatically generated. If the program has not entered the correct data, you can choose one of the entries in the AutoFill Options to tell it what you actually meant it to do. For example, if you choose Copy Cells, you simply get an exact copy of what was in the original cell.

Excel is also capable of automatically entering an arbitrary series of data using a feature called Custom Lists. There are certain lists built into Excel, for example, the months of the year. To use the AutoFill feature, you need to enter the first value in the list, for example, "January" or "Jan". Next, you drag the AutoFill handle (located in the bottom right of the cell) in any direction to have Excel automatically enter the rest of the custom list.

In addition to Excel's built-in lists, you can also create your own custom lists. For example, let's say we work for a company that has branches in several towns. We would almost certainly need to list these towns quite frequently in our spreadsheets. We could save ourselves a fair amount of time by setting up the towns as a custom list.

To do this, simply select cells in one of your worksheets that contain the information. Next, click on the Office button and choose Excel options. Click on "Edit Custom Lists" in the "Popular" category. Excel displays the contents of the cells that we highlighted. To convert the selected data into a custom list, we simply click on the "Import" button.

Having created a custom list, you can use it in any of your worksheets, not just the one that contained the original information. To conjure up the entries in the list, simply enter the first value. Next, drag the AutoFill handle and Excel will generate the remaining entries. When you use this facility, you are able to drag in any direction and you don't have to start with the first entry in the custom list.

Custom lists can also be created directly in the "Custom Lists" dialog box. To do this, click on the "List Entries" button and type the entries separated by a carriage return. When you've finished entering the list, click on the Add button.

To delete an unwanted custom list, just click on it and press the "Delete" button. Excel checks that you want to delete the list and when you click "OK", the custom list is removed. - 16069

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What is the key to Successful Internet Network Marketing?

By Julieanne van Zyl

Up till now, it has become far easier for anyone to just go and grow a successful downline in your internet network marketing business compared to the olden times when it took a longer period of time because you would have to go from place to place, house to house, person to person and company to company. This does not mean that things are easy , but it is easier to get a lot more results and grow a powerful firm than if you were to be focused on just the offline methods.

These days, a lot of brick and mortar businesses are going online as a result of the increasing awareness of the vista of opportunities available on the internet. People are finding that it is easier to be able to get their businesses on the internet than it was before. Also, they are also seeing that getting their businesses on the internet opens them up to a virtually limitless number of prospective clients all looking for the services and products they have to offer. To build your multi level marketing company online, it is good to put a lot of things into perspective.

Presently, we regularly hear a lot of rags to riches stories over the web. While this may be true in some cases, it involves a lot of labor. The mere fact that it does not involve being physically present to persuade your prospective clients puts you at a bit if inconvenience. How is this? Well, it is getting more and more harder to get individuals to look at ads on the web these days. Besides, the average individual finds it difficult trusting just about anyone who claims he has a "miracle" solution for anyone who gets on their associates or buys their products and services.

To get the best out of your internet mlm efforts, you require a key ingredient; and this ingredient is called conviction . So, how do you build conviction ? How do you get folks to trust you to really want to help them?

How do you get folks to simply feel that what you say is the truth and not just some method for them to get ripped off again? I am sure that even you have been ripped off at a definite point in time by some smooth selling marketer who told you all you needed to do was pick up his products and all your troubles would be solved.

Well, one of the best ways is by offering a free trial period , access to some of your materials for free or a fraction of the cost, offering them established tactics and steps that will show them that you certainly know your stuff and have a workable system with proof of its workability. While this might seem like loss on the front end, it has most gain on the backend.

It is just like going into an ice cream shop and being allowed to have a taste of the new ice cream flavor that you would naturally be skeptical about. This will often influence your buying decisions even if you never thought you would like it. So, build the trust level, build your team and you are going to have a truly successful internet network marketing business online. - 16069

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Chiropractic Video Marketing Made Ridiculously Simple

By Matthew Loop, DC

No one saw it coming; the phenomenal success of web 2.0 sites like YouTube, MySpace, and Facebook is unheard of. Back in 2005, I began to sense the use of web 2.0 for chiropractic marketing, and had humble expectations for the results I'd get. Little did I know the remarkable power of web 2.0 and video marketing would propel my chiropractic practice and other ventures into the stratosphere.

Discovering how to leverage social media and video marketing for my chiropractic practice was one of the best things that I could've ever done. As many are aware, this type of marketing / advertising is free so there is virtually no risk to the chiropractor. In 2005, I first began meeting and interacting with people from my local community on Myspace. I was literally meeting 50 people every single day which was getting me tons of free traffic exposure very fast. Initially, I was testing and tweaking certain things on my profile for greater conversions and how I was presenting myself. Then, I began to notice the phone calls and the new patients coming it. I have to say, I was pretty thrilled when this began to happen.

Within 24 hours of implementing my self-sufficient marketing tactics, I was successfully able to brand myself in the online community. I was able to send out information to subscribers weekly; material they chose to watch like informative videos and blogs. These people remained aware of my practice and what I was doing all the time. When you meet people online this way and keep them informed about your practice and chiropractics in general, you become the go-to chiropractor in your community. That's just the beginning of the success you'll unleash.

One of the things that I was able to capitalize on very early in my social network endeavors was simple chiropractic video marketing. Making videos and uploading them is a fairly simple, quick process yet so few chiropractors have even thought to marketing to their community this way. A word of advice, though. After you shoot your video from a video camera or digital camera, many times you will need to compress the actual file using Windows Movie Maker (if you have a PC) or iMovie (if you have a MAC). Then, you will be able to edit or upload to a video sharing website like YouTube.

I first noticed years ago that videos were getting a wonderful index status on the major search engines. We are visual creatures, and people respond more to watching videos online than they do to articles and blogs. When someone can see your face and hear your message, they automatically feel like they know you and can trust you. This is pure gold for your credibility in your community and in the chiropractic world. These videos are available to be viewed 24/7, so you know the internet is working for you, even when you're sleeping! I carry my camera and tripod everywhere I go so that when I'm inspired to make an informative video, I can just do it. Some of the best I've made used the ocean or beautiful mountains as a background.

There has never been a better time to begin to learn chiropractic video marketing for your practice. In fact, did you know that over 50% of all online content today is video? More and more folks turn to and search the internet every day for solutions to their aches and pains. If they begin to see you blanket the search engines, this will build social proof just by the sheer number of listings and videos that you have. You can be your own PR machine and untouchable by the competition.

Take people on a journey with you through your office and in many different locations. I always bring my video camera and tripod with me wherever I go because I never know when I'm going to have a great idea for an educational or promotion video for my chiropractic practice or other business ventures. I've shot videos at the office, at home, in Costa Rica, at the golf course, in the mountains, on the ocean, and many other locations. Viewers love to tag-along with you on your journey and see a change of scenery. Also, in my opinion, natural light is the best and most flattering.

Keep in mind that volume is really important when it comes to chiropractic video marketing. You want to make at least 1-2 videos a week to begin to successfully canvas the search engines with your material. This helps you to gain credibility in the market. When you outsource the videos production, you're going to pay a lot of money. It really is so simple and easy to do it yourself. Ask people to subscribe to your YouTube video channel at the end of each one.

Make sure you're relaxed and having a good time while making these videos. You want to present yourself as being the warm, professional, and friendly person that you are. That way, people will feel like they know you, and they'll want to stop in to your office and utilize your services.

You truly do need a good chiropractic coach that understands the current marketing climate, and how modern technology and communications function for chiropractors today. Find a coach that specializes in chiropractic marketing utilizing web 2.0 and social media sharing sites. There's no use finding someone who specializes in anything else. Once you find the right mentor, fasten your seat belt because your practice is about to explode on the internet! - 16069

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Increase Your Productivity by Holding a GoToMeeting Web Meeting

By Caressa Waechter

When you travel for meetings, it can get very expensive and use a lot of your time. If you could slow down the amount you travel, think about how much money you would be saving.

By holding a web meeting you are able to drastically reduce the amount your travel for business, while saving yourself a great deal of time and money. A web, or online meeting is conducted via the the Internet, and with up to 15 people in attendance at one time. The meeting presenter shares their computer screen with everyone else, allowing you to easily get your points across.

An web meeting industry leader is GoToMeeting, which offers you the ability to meet online as much as you need, for as long as you want, for as little as $39 per month. They offer great security features that let you meet in total privacy and give you confidence knowing your meetings are always secure.

With GoToMeeting, you can share any computer program or your computer desktop and you have the ability to switch meeting presenters at anytime. You can collaborate on projects, take online meeting notes, or view a PowerPoint presentation, all while discussing things via your phone connection.

GoToMeeting does not have their own voice and data network, which is one downside to using their service. If you need the utmost in security, you will have to use one of their competitors that does offer a very secure and private network.

Video conferencing capability is another thing missing from GoToMeeting. If you need the ability to use video during your meetings, then you will need to use one of GoToMeeting's competitors that offer this feature.

If you find yourself needing to meet with clients, customers or coworkers on a frequent basis, but the idea of travel gets you down, then you ought to give web meetings a try. You will be amazed how much you can accomplish and never have to leave the comforts of your home or office.

You should really consider using an web meeting solution to save on travel expenses. Since you can do almost as much with an web meeting service that you can accomplish with meeting in person, you should really give web meetings a try. Give GoToMeeting a try with their free 30-day trial to see how online meetings can save you from the aggravation of travel. - 16069

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CitiBusiness Credit Cards Are For Entrepreneurs Like You

By Caressa Waechter

As a small business owner, you are going to need to use a business credit card. You cannot mingle company and personal funds, therefore you should not be using a personal credit card for business purposes.

The number of uses you will find for your business credit card are pretty much limitless. These include paying for travel expenses, paying company bills online, and entertaining clients.

CitiBank, with their CitiBusiness card, is one of the leading issuers of business credit cards. The CitiBusiness small business credit card is especially tailored to the person who owns their own business.

Since you have the opportunity to get additional cards for your employees, and set the amount of credit for each card, CitiBusiness puts you in the drivers seat when it comes to your business finances. They provide online account management that gives you the ability to view all of the card charges, view statements online, and otherwise have complete control of your CitiBusiness credit card account.

If you have a need for low interest business credit card, CitiBank may just have exactly what you are looking for. Often times they have deals that give you low beginning interest rates on purchases or balance transfers for a given length of time. This really lets you get in control of your finances without any interest to worry about.

CitiBusiness offers credit cards that include a rewards program. With such a program, you earn a given number of points for every $1 you spend with your credit card. The choice of how to redeem points is up to you. They give you a few options so that you are not stuck with just one choice.

When you own a small business, you really need to have at least one credit card that is the name of your company. This lets you maintain complete separation of personal and business expenses, while giving you the ability to track business spending.

If you are going to use a credit card for your business, then you really should use a card that is specifically designed for small business use. One such card is the CitiBusiness credit card, which offers some incredible benefits for the entrepreneur. See how you business can benefit from a CitiBusiness card today! - 16069

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Wealth Transfer and the Shrinking Middle Class

By Rob Walcher D.C.

Money is Beginning to Change Hands

According to recent economic studies it is assumed that retirees are currently one of the wealthiest groups of Americans. This generation of seniors has experienced more personal wealth than any other generation. As they prepare to leave their money to loved ones it can be said that we are on the cusp of one of the largest wealth transfers in history.

It is being said those who will bequest this wealth will greatly boost the resources of the 76 million Baby Boomers. If thats true, then the next few decades will see an estimated $40.6 trillion change hands as Baby Boomers and their parents pass their accumulated wealth to their heirs.

At the same time we are also hearing about the disappearing or shrinking middleclass. What this means to you depends on how you perceive the statement. Some may view it as indication that we will be made up only either very poor or very rich people.

If there is no middle class, does that mean we will only have the very rich and the very poor? As detrimental as that may sound, it is important to avoid classification labels and look at the real picture.

How are you Affected?

This might be a good time to stop and assess in your own mind how these assertions affect you personally; because your perspective will make a big difference in your behavior and your response.

For instance, you hear of this massive wealth transfer and that the middle class is quickly disappearing, then you might wring your hands and declare that the rich are getting richer and the poor are getting poorer. And you are convinced without a doubt that you are in the latter group!

What is the Middle Class?

In earnest there really is no definitive means with which to define the middle class. This is because many people classify people based on material possessions while others classify them on lifestyle and occupational functions. Compared to Americans a decade ago, we have much more in terms of belongings. There were no computers, cell phones or two car families back then.

The point is, where is your focus? If the direction of your focus is dictated by the ten oclock news, you are in deep trouble. If you believe the middle class is under the heel of the rich, and being squashed like a bug, how does that affect your behavior?

Is the Middle Class Really Shrinking?

Just because we hear that the middle class is shrinking does not mean it is true. Economists are locked in debates about whether it is true and whether or not there are amicable means with which to measure middle class stature. While some judge middle class by occupation others focus on income earning. Many economist say there is little to no shrinkage of middle class.

Consider this:

Fewer people today live in households with incomes between $30,000 and $100,000 (a reasonable definition of "middle class") than in 1979.

The amount of persons earning more than $100,000 has risen from 12 to 24 percent during the same time period.

The percentage of people in households making less than $30,000 has remained static.

Those facts alone lead to a thinking that the reason the middle class is declining is because more middle class people are making the forward to leap to upper class or wealthy standing

For married couples, median incomes have grown in inflation-adjusted dollars by 25% since 1979.

Take a minute and think about what your knee jerk response to things is. When you hear news about a shrinking middle class do you immediately throw up your hands and figure there is no use in trying, or are you able to see through the hype and figure out the truths for yourself.

The wealth transfer and possible rise of the middle class to richer folks may mean that there is greater resource for all these people to invest in your product or service.

If you must believe that the middle class is shrinking, think of it has shrinking because they are moving on up which means more money in the pot for you to collect upon. - 16069

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What Are The Most Popular Types Of Display Stands?

By Amy Nutt

When it is time to promote your products at a trade show, the right type of display stand can make or break the event. There are a number of different types of display stands available for purchase that can enhance the look of the trade show display and each one have a number of different properties that may make them more or less appropriate for your particular display. When choosing a type of display stand for your trade show display, it is important to keep in mind what type of area the display stand will be used in, the amount of space available, and what you will need to have displayed.

One of the most popular types of display stands used for trade shows is the table top display. These display stands are typically designed as a tri-fold display and are proportioned to be able to stand on the top of the typical display table. These are some of the smallest types of display stands available, even though they can be found in multiple sizes from small to large. These are also some of the most inexpensive types of display stands as they are typically created from inexpensive materials that are completely covered by colored paper or fabric.

Another popular type of display stand for a trade show display is the banner display stand. These display stands are one of the tallest types of display stands available, but are not very wide. The banner display stands are typically purchased in pairs to place on either side of the trade show booth and will either display the name of the company or the name of the product that the people at the trade show would be interested in. Many companies like these type of display stands because they are attention getting and are high enough to be seen over other types of display stands.

If the person is looking for a larger display stand that is easy to set up, they may be interested in a pop up floor display stand. These display stands are typically between 8 feet and 20 feet long and come in a number of different styles, including curved wall and straight wall styles. The pop up floor display stands can be ordered with fabric panels or with a custom design printed on paper covered panels. A matching podium can also be purchased to create a well put together trade show area.

There are a number of different styles of display stands available for use in trade show booths and many of the styles can be combined to create a unique configuration for the trade show. It is very important that the person ordering the display booth rentals stand have an idea of how they would like their items displayed before calling to order the display stand to make sure that they are ordering the right display stand for their needs. Having a great display stand to showcase your company or your products can be invaluable for attention during a trade show and, in many cases, that is what gives your company the edge over the competition. - 16069

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The Secret To Successful Real Estate Marketing

By Carina Healey

There is one very simple rule to remember when it comes to real estate marketing. It's not long, it's not complicated, it's really not more than one sentence. That rule is: the primary purpose of all your real estate marketing should be to generate real estate leads. It doesn't have to be your only purpose, but it should be your main purpose.

After all, real estate leads are the lifeblood of a real estate career, so if your real estate marketing isn't generating any, you're wasting your money. It is especially important that agents just starting out in the field begin generating leads immediately through marketing. Even agents who have been around the block can increase their income just by beefing up certain marketing efforts. Marketing should be a constant in the real estate field - even when money is short, you don't stop.

As a matter of fact, a slow period is exactly the time to start beefing up your marketing. After all, it means you don't have enough leads to convert into a steady stream of clients and income. Therefore you must make sure your real estate marketing is in full gear so that you will always have a full pipeline of leads to follow up with and convert into actual clients.

Most agents today have a website, so you can start with focusing some real estate marketing in that direction. After all, your website is one of the easiest ways to generate leads, since about 80% of people do some type of real estate research on the web first before speaking with a real estate agent. That is why you need to make sure your site is easily found and it has a call to action that will make people leave you their contact information.

There are several ways to generate leads on your website. You can offer a free service, such as a "free home value report" or an in depth article that guides a consumer through the buying or selling process. All the visitor needs to do is fill out a simple form to get this information. This way they get what they want, and you get a fresh lead in the form of contact information gathered from your website.

Your website is just one type of real estate marketing you can do to generate yourself more leads. You can also pay for an online lead generation service to supplement your own lead generating tactics. This can save you time and the hassle of setting up various forms of lead generation online. One pitfall of these services however is that some lead generation services are giving your lead out to other agents as well, so you may be competing for the same client with three other agents.

Not everybody searches for information online. Some people still do it the good old fashioned way, by visiting open houses, or searching through local real estate magazines. That's why it is important to still utilize more traditional real estate marketing tactics. For example, simply by leaving prices and MLS numbers out of your magazine ads, you can wind up garnering more calls for one ad than you did in the previous 6 months of ads. As long as you're always leaving out some piece of valuable information, you can always give potential leads a reason to get in contact with you.

There are plenty of other real estate marketing tactics you can use both online and off. Cold calling, for example, is still a great way to generate leads. The problem is, many agents hate to do it, so they don't. If you want to be as successful as possibly at real estate, you have to be willing to do the things others don't want to have to do, including cold calls. Remember, as long as your real estate marketing is generating you leads, it won't be a waste of money or time. - 16069

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Choosing a Website Platform " From HTML to Content Management Sys

By Theodore Metagastar

Starting your own website should be a well thought out endeavor. It doesnt matter if you are blogging for your crowd, or promoting a new product or service. With the many options available these days it is recommended that you give a little thought to the tools available.

Did you know there are many ways to build a website? You can have simple html or php pages, but you either need to know how to code them. You can use Microsoft Word to write and publish some simple web pages, but this option has pros and cons.

If you are interested in having maximum control over the appearance and performance of your website then you might consider buying one of the many software packages that are available for writing and managing your website. The possibilities are endless, and these packages offer many powerful features.

If you want performance and ease of use you might consider a content management system. These programs do a lot of the work such as building the code behind your website, and give many features such as integrating photos and other media into your site.

Two well known content management systems are wordpress and joomla. Both of these programs are open source, which means the code is free to see and use, and many people support and build on open source and give these powerful components freely. Wordpress is easy to use, as well as joomla, and both offer add on or plugin features.

Joomla has been around for many years, and offers many great features. Start by visiting their website, look at some of the free templates offered, as well as the plugins. Joomla also has a forum that is well managed and supported.

Wordpress is a very popular content management system. There are many plugins or add on features available as well. Themes can be downloaded at Wordpress, or found at many websites. You can use Wordpress on your own hosted site, and this program can be installed using Fantastico or following the simple installation guides.

If you want to have a community type setting you can always consider Wordpress MU. This software is a variation of the typical wordpress installation, but lets you run multiple sites with only one install. You can control the features available for each subdomain within the MU community.

Choosing a content management system will have a big impact on your website design and performance. Once you make your decision you will likely continue to find features and new developments that will prove that you made a wise decision. - 16069

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Navigating In Microsoft Excel 2007

By Andrew Whiteman

Each Excel document is referred to as a workbook and each workbook can contain up to 255 worksheets. To activate a particular worksheet, click on one of the tabs displayed at the bottom of your screen.

To the left of the tabs will find four navigation buttons. These are useful where you have a workbook that either contains lots of worksheets or has worksheets with very long names. The very first one makes the name of the first worksheet visible; the very last one makes the name of the last worksheet visible. The left pointing arrow makes the name of the previous worksheet visible and of course the right pointing arrow makes the name of the next worksheet visible. These icons don't actually activate a worksheet; they simply make its name tab visible. To activate a sheet, you still have to click on that particular tab.

Worksheets can also be activated via the keyboard. To activate the next sheet to the right, hold down Control and press Page Down. This moves you forward through your worksheets are naturally holding Control and pressing the Page Up button moves you back to the left.

Once you've navigated to a particular worksheet, you will need to go to a particular cell or a particular section of that worksheet. Naturally, you can use the scrollbars to make different parts of the worksheet visible. You can also move around the worksheet using the arrows on your keyboard: down, right, up and left.

Excel also contains useful keyboard shortcuts for moving to the edges of a given body of data. To get to the right-most cell of the current range, hold down Control and press the right arrow and of course to get to the bottom cell, hold down Control and press the down arrow.

It is also possible to do exactly the same thing using the mouse. Position the cursor on one of the edges of the bold selection rectangle surrounding the active cell and then simply double-click. Double-clicking on the right hand edge of the selection rectangle activates the extreme right of the current range. Double-clicking on the bottom edge moves the cursor to the bottom edge of the range, and so on.

There are two final navigation key combinations which are definitely worth mentioning: Control-Home and Control-End. Hold down the Control key and press the End key to move to the bottom right of the active range. Hold down Control and press Home to move to the top left of the active range.

As well as navigating through worksheets, all users of Excel make frequent use of the Ribbon. Excel offers a series of useful keyboard shortcuts when working with the Ribbon.

To access the ribbon keyboard shortcuts simply press the Alt key once on your keyboard. A series of letters and numbers is then displayed which represent the shortcuts that you should type to activate that part of the Ribbon. For example, "W" is the shortcut for accessing the View Tab.

When you press "W" and the View Tab becomes active, another series of badges is displayed on each of the commands within the View Tab. For example, the "Arrange All" command has "A" as its keyboard shortcut, so simply typing "A" is equivalent to clicking the Arrange All button.

Once you've typed a letter to execute a command, the Ribbon loses focus and the shortcut badges disappear. To access Ribbon commands via the keyboard once more, simply press the Alt Key and the badges will reappear. This means that you never have to worry about learning keyboard shortcuts. All you have to remember is to press the Alt key on your keyboard and Excel will prompt you from there. - 16069

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Increase Traffic With Proper Online Advertising!

By Don Bethune

Everyone can have a website these days, but it takes talent to get a lot of traffic without spending a lot of money. It is not all about traffic, but the right kind of traffic. It all starts with a well thought out marketing strategy.

There are many ways to increase traffic to your start up website. You are only limited by your money, time, and creativity. In order to be successful in your advertising there are some steps you need to take before begining.

When you first tackle advertising, it may seem that putting your name anywhere and everywhere is a good idea. However, quantity is not nearly as important as quality. Instead of putting your name everywhere, put it where your potential customers are more likely to be.

Don't spend your precious time trying to sell your home-made beef jerky to vegetarians. While they may applaud your enthusiasm and original use of spices, they are not too likely to purchase from you. Similarly, you wouldn't want to advertise to traffic on office supply sites; its just too random for some people. Knowing your audience will save you time and money, and that is the goal.

Now that you have thought about the type of people you want to advertise to you need to find them. One possibility is hooking up with one of the hundreds of websites that generate lists of people, organized by their expressed interests. Those lists will enable you to focus your advertising and increase traffic.

These websites are much easier to find than you might initially think, and are usually very affordable. Reputable mailing list merchants will have email lists that are readily available categorized based on past purchases and major life events, and a variety of other variables obtained from surveys or public data. Many of these lists will come with a guarantee if the address information is incorrect so you arenat wasting your advertising dollars on a mailbox no longer in use.

Even though email lists are a very cheap and effective way to increase traffic, but some precautions are also needed. In order to conform with the spam laws you must include a unsubscribe link near the bottom of the message. That simple link will keep your messages legal! Usually, however, your list will contain more potential buyers than unsubscribers.

Mailing lists have been proven to be the most quick and effective way to increase website traffic. It is the best method to put your name and brand in the minds of your potential customers and is the best way to maximize your return on marketing investments. - 16069

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Buying Apple Refurbished and Used Mac Laptops is a Wise Choice

By Harley Hamilton

Apple refurbished and used Mac laptops are a great option when considering buying a computer. Whether you are looking to upgrade from the computer you already have, trying to meet business or personal needs or have a student in need of a system for schoolwork a refurbished Macintosh computer is a smart choice. It will meet all your technical needs as well as be easier on the pocketbook.

Lets face it; we all want the best value for our dollar. And refurbished computers provide just that. These computers are often never used, having been ordered but not shipped or having been returned without even being turned on. The computers that were used are put through rigorous testing and must meet the same standards as any new computer leaving the plant. All your computer needs can be easily met with a refurbished Mac laptop. Anything that you want to do with your computer, from CAD projects to playing your favorite movies to all your business accounting can be done just as professionally and easily on a used computer ordered through Apple as it can on a new one and for half the price.

You can get refurbished Apple laptops with features that you will not find on a new PC and you get amazing support with your purchase. There are all the same options available in refurbished models as you can with brand new ones, wide screen glossy monitors, built in cameras and lots of great software already for you to use.

Refurbished and used Mac laptops sold through the online Apple site also come with technical support and a warranty just like new computers. You can shop from the comfort of your home, see all the options available, get customer service, and have it delivered to your door all for a much lower price then you will find anywhere else.

The Apple site is simple to use and answers even the most perplexing questions any time of day from anywhere you want. You can buy a quality computer in the middle of the night while wearing your pajamas or on your lunch hour at work. It is a quick, secure, and straightforward process that caters to the needs of every customer.

Once you find the refurbished computer that suits your needs there are lots of support available to you from on site customer service by knowledgeable employees of Apple to an owners manual that will be shipped with your computer. You will have all the technical support available and can even purchase the appropriate features that will be perfect for you. Apple has the highest standards for each computer to make sure that it will be as problem-free as any new computer you might find yet is easy on your budget as well. There is no excuse to keep putting off getting the computer you always wanted.

Apple refurbished and used Mac laptops are a great answer to anyones computer and technological needs. There is a product available to meet even the pickiest of customers needs and Apple offers them all from their client friendly site. There is no need to put off getting the computer you have always dreamed of because Apple refurbished and used Mac laptops are the top of the line and most economical choice available today. - 16069

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Here's How To Copy XBOX Games - It's Really Easy

By Sam Lockwood

Lately, many gamers must be wondering about how to copy their XBOX games we know this because we have obtained a great number of inquiries concerning this subject! It is commonplace with many people to copy their music CDs and they wish to know if they can do this with their games. Today, we will spell out in detail just how to copy your XBOX games to discs.

Let's make one point perfectly clear, we are not condoning the unlawful making of XBOX games. Our purpose here is to educate you on the process of making backups of your personal games and this is absolutely lawful. This is a great way to guard against disc damage.

Alright, let's do it. You don't have to fret, we are not going to overload you with a lot of high-tech or difficult directions for you to follow. It's quite an easy process to do, actually.

You may be wondering, Is there a reason I can't use the exact software for making duplications of my XBOX games as I am using to copy my music CDs ? The answer is simple, XBOX games are more technologically advanced therefore they require a more advanced program for copying.

All games are copyright protected in one form or another, you see. This makes it hopeless to scan the disc unless you have a certain software program put in your computer. It is impossible for a copy to be made.

A small amount of companies have designed software programs expressly for backing-up video games. When you put in place the program, copying the game is rendered possible because the software now gets around the copyright protections on the disc.

Once the software created for this task is downloaded and installed, its child's play to use. The software makes it effortless; just load the game, allow the computer to copy it to the hard drive, then place an empty DVD-R and wait for your computer to copy the game to the disc.

This sounds overly easy, but that's it, truly. It's so easy a child could do it!

A foot note here, don't shell out too much money for this particular software because the highest ranked programs run between $30 to $40. We have seen this software for $100 or more and there is no need to spend that much money. These companies spend a lot on flashy marketing but don't offer anything more than the less expensive ones.

This is the simplest method for duplicating XBOX games on your computer. It's ideal and easy to produce back-up copies of every game you possess. Have a great time! - 16069

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Home Business Tips To Work At Home

By C R Bolden

If you are in search of a work at home business and you want to generate cash online then you have come to the right place to help you get started. I will advise you with legitimate ways to make money from home and avoid steering you towards the numerous works at home scams that have flooded the internet. Believe me they are out there and the scams come in different shapes and sizes. Ultimately you have to defense yourself and avoid scams so here are a few work at home business tips.

I wanted to help others who wanted to start their own business. I also wanted to help others be able to work from home, start their own earnings so you will be able to get rid of the nine to five jobs. I definitely wanted to steer people towards the better offers or at least teach them how to recognize a work from home scam when they see one.

Because when people are starting off in a new home business they are very much illiterate when it comes to this matter and face lots of scams which ultimately hurt them a lot in the long run.

In order to avoid scam first, review the types of work at home jobs that are available, along with the job listings. Then, check out the lists of companies that are known to be "telecommuting friendly" and most of these employers list work from home jobs online.

Stay away from those Jobs that promise you great amount of money with little investment of time and no experience. They are 98% scam. Work at home jobs requires skills like writing, graphic design, programming or web design etc. Make sure that the company's training and support is a top issue within the company. Make sure that you have the relevant experience as well other wise it is a bit difficult task to find the employer who is interested in hiring you.

Many people are looking to use the internet to supplement their income. A work at home internet business is also convenient. It can also allow you to supplement your income from the convenience of your home. The convenience of an internet business is especially useful for budding entrepreneurs who are unwilling to quit their regular jobs.

There are many ways to supplement your income by using the internet. Once you have come to the decision that working from home is the right answer for you, finding a legitimate work at home job or a business opportunity can often be a time consuming endeavor because you want to take your time and find the right one from the jump.

If you do not want to assume the risk that comes with starting a business, and do not want to start a work at home internet business, there are other options available. Unfortunately, there are many scams on the internet that masquerade as legitimate part time opportunities. Before investing in such scams, it is highly recommended that you consult with an expert in that particular field first. - 16069

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Learn How To Drive Traffic To Your Website For Free

By Jon Rognerud

Blogging. If you have a blog that you can link to your website, than do so. If not, visit blogs that are related to your website and leave comments with a link back to your site. If you know people with blogs, ask them to recommend your site in a post. If you do not have a blog yet, then start one, either on your website or as a site of its own. Blogging is dynamic, interactive, and one of the best ways to reach a wide Internet based audience in a short amount of time.

Consider this a "teaser" - and ask for permission to send more materials, and perhaps a weekly or monthly newsletter and subsequent followup. You can program your auto-responder to send information every 14 days for example, and create good quality content, and submit to your list for the next 6 months.

Use other people's network. Popular information products are found on Clickbank.com. You can create the same, and use people to refer business to you, while giving them a cut. Affiliate marketing is a great business, generating millions of dollars each day, and if you have a particular niche where people are hungry for information, and you can separate yourself with quality content, you'll have an edge. Traffic can really take off.

Leverage existing network. Reach out to partners and ask to join / share in the mailing lists. You'd be surprised the amount of traffic and visibility it can yield. Make sure that it's related to your business, and submit only quality information. A small promotional blurb on somebody else's mailing list that carries distribution and authority, will not only help increase traffic to your site / page, but increase conversion to signups, downloads and sales.

Create a website that people, including yourself, would want to visit. Does this seem like a no brainer, if so, consider how many websites you have visited recently that you do not plan on visiting again. What was it about them that made you feel this way. Was it poor design, poor navigation, a complicated shopping cart system, massive on page errors. Whatever it was, take this opportunity to learn from others mistakes and make sure that your website is clean, easy to navigate, and is frequently updated with fresh content, links, and features. - 16069

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Keyboard Shortcuts For Highlighting Text In Microsoft Word

By Dwight Davidson

As well as using the mouse, Microsoft Word 2007 contains a number of useful options for selecting text via the keyboard. Most of these options involve using the Shift key in conjunction with other keys. However, there are also some techniques which rely entirely on the keyboard.

Shift-click

One little-known highlighting technique definitely worth mentioning is the use of the Control key in conjunction with the mouse. This enables you to make discontiguous selections: in other words, selection that have gaps. For example if we want to select just the headings in a particular document, you can drag across the first heading to select it; hold down the Control key and drag across each of the other headings. You will notice that the headings will be selected while the text between them is not. You can then change the format of your headings and none of the other text will affected.

Using Shift and Control

The Shift key can also be used in conjunction with the Control key. For example, beginning at the start of the document, if you hold down Control and Shift and press the right arrow, you will select word by word instead of character by character. Similarly if you press Control, Shift and the down arrow, you select paragraph by paragraph.

Using the Home and End keys

The Shift key can also be used in conjunction with the Control key. For example, beginning at the start of the document, if you hold down Control and Shift and press the right arrow, you will select word by word instead of character by character. Similarly if you press Control, Shift and the down arrow, you select paragraph by paragraph.

Using the Home and End keys

The Shift key can also be used in conjunction with the Control key. For example, beginning at the start of the document, if you hold down Control and Shift and press the right arrow, you will select word by word instead of character by character. Similarly if you press Control, Shift and the down arrow, you select paragraph by paragraph.

Using the Home and End keys

Shift and click

Let's finish with a technique that everyone should be using: click followed by Shift-click. To use this technique, click to mark the start of the area that needs to be highlighted. Next, hold down the Shift key and click to mark the point where you want the highlighting to end. All text between the two clicks will then be highlighted. - 16069

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How To Select A Surgeon For Lasik Eye Surgery

By John Carew

For those with poor eyesight, improving it is something they sincerely hope for. Bad eyesight can ruin a person's life in many ways, preventing the full enjoyment of many things. It can also be a stumbling block to certain careers that one might hope to be in, such as being air stewards or stewardesses.

However, with modern technology, eyesight problems can now be treated to a great extent. Conditions like astigmatism and myopia are now problems that occur widely due to the proliferation of computers and other products that harm the eyes due to overuse. With laser eye surgery, these problems could soon be a problem of the past.

However, the high cost of laser eye surgery is a huge stumbling block for many potential patients. The procedure can cost anything from $500 to thousands of dollars, depending on each patient's requirements. That often prices it out of the range of most people.

It might be better to aim for better value than a simple desire to get the cheapest surgery done. This return of value usually manifests itself in the form of a good laser eye surgeon. They might charge high fees in some instances, but there are rarely any problems and side effects thereafter, assuring you of quality surgery skills.

The way to discover surgeons that are affordable starts from consulting a handful of reputable ones in your area. Determine their track records and success rates. If one decides to opt for the lower priced doctors, make sure that their clinics have good results and are ethical and honest.

Good doctors will also ensure that the procedure is right for the patient. If the surgeon requests that you undertake a series of tests prior to a decision to operate, it proves a sufficient level of conscientious professional duty. If the patient is not suitable for laser eye surgery, such doctors will perform due diligence and inform accordingly.

By consulting a number of doctors for their opinions, one should then check who best fits the requirements. The surgeon should recommend the lasik treatment that will benefit the eye condition, and not a specific procedure that he might be trying to market. Always gather a few opinions to get the best consensus.

Laser eye surgery can raise the quality of life of a patient, if done correctly. Not only will one regain better vision, that directly leads to a wider choice in life. It also highlights the need for everyone to take care of their eyes, bad eyesight or not. - 16069

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What Are The Secret Factors Of Good SEO

By Paul Palin

Search engine optimisation is the combination of different aspects, including the on page factors and off page factors. It covers the vast areas from rectifying META tags to the link building and the ROI (Return on Investment) analysis. Below we are summarising the most important key elements of SEO.

1. Competitive Analysis / Industry Analysis

It is very important to analyse the industry and your competitors. By industry analysis you will be able to define the link strategy and time frame for a particular website. Competitive analysis looks at the facts of your competitors, which keywords they are targeting and where the positioning is in SERP (search engine result pages). 2. Keyword Analysis

One of the initial key areas of consideration is the keywords and phrases required that people use online to search the web for client products and services. Keyword selection is a critical process in search engine optimisation campaigns because it works to direct only qualified prospects to websites. Keyword analysis and selection process is designed to identify and target all relevant keywords to guarantee that only the most qualified users will find the specific pages within the website that contains subject matter that is relevant to them.

* Analysis of highest hit search terms * Analysis of lowest hit search terms * Single keyword analysis * Search context analysis * Analysis of search term errors

3. Content Enhancement

After carrying out the keyword analysis, an seo will perform the content enhancement process for your search engine requirements. The content enhancement process involves the modification of the webpage content, which involves analysis of the keyword density and keyword frequency. Content enhancement involves the transition of website content. Content enhancement is not only the keywords in the content but to ensure that new content is placed in a manner that has a productive effect in search engines.

4. Optimisation / Code Enhancement

Code enhancement is considered to be one of the most crucial factors in determining where you rank on search engines. The process of code enhancement allows search engine spiders to understand the structure/pages of your website. Technologies such as, JavaScript, Flash and Framesets are not understandable by search engines. So, a search engine optimiser needs to make a website search engine friendly that spiders will be able to read the web pages properly. Also an appropriate title, Meta and heading tags make a difference in search engines and help to achieve the proper rankings in search engines. Connecting pages with anchor text is also an important technique of SEO.

5. Link Building

Link building is the most crucial part of any SEO campaign. The link building does have a substantial impact on your ability to achieve high rankings for keywords chosen. So a search engine optimiser needs to submit a website and different directories and other related websites.

Once the website has been designed and is very search engine friendly, now it is time to build link strategy. It is a time consuming task, a seo can't submit a website in different directories and websites at once. One should be very careful about link strategy.

First we need to submit the website in a few good websites having good PR and related to the industry. The benefits of this, is that the website will cache quickly by search engine, and also search engines will keep visiting the website periodically.

It is also important to get backward links from good sites relating to the clients industry. Good websites can be found with whom links can be exchanged, or can sell links to us. On the other hand, links can be exchanged with websites which have an average PR. Why? The answer to this is, Google and other search engines will consider this whole process very natural.

6. Ongoing Analytics

Once things are in running mode, backward links will need to be built on an ongoing basis and stats of the website to be monitored. Preparing reports to support ad spending through ROI analysis, identifies potential site navigation problems and uncovers opportunities to increase conversion and gain market share. - 16069

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Canon responds to black dot and banding concerns

By Dan Feildman

Canon came out with a statement concerning questions that have been raised about the EOS 5D Mk II. Their message addresses the widely talked about 'Black Dot' and 'Vertical Banding' problems that have been reported by existing and potential owners who have been looking at the camera's output. Canon says it is looking into both issues and is working on developing measures to reduce or eliminate these incidents.

Canon statement:

To Owners of the EOS 5D Mark II Digital SLR Camera

Thank you for using Canon products.

We have learned that some users of the Canon EOS 5D Mark II digital SLR camera have identified two types of image quality phenomena that appear under certain shooting conditions.

1. "Black dot" phenomenon (the right side of point light sources becomes black) 2. Vertical banding noise

We are currently investigating and analyzing the causes, and examining measures to reduce or eliminate these phenomena by providing correction firmware. An announcement will be made on www.canon-europe.com as soon as measures have been determined.

Details of the phenomena and shooting conditions under which they are likely to occur are as follows.

1. "Black dot" phenomenon (the right side of point light sources becomes black) When shooting night scenes, the right side of point light sources (such as lights from building windows) may become black. The phenomenon may become visible if the images are enlarged to 100% or above on a monitor or if extremely large prints of the images are made.

2. Vertical banding noise If the recording format is set to sRAW1, vertical banding noise may become visible depending on the camera settings, subject, and background. ? Vertical banding noise is not noticeable if the recording format is set to sRAW2. ? Vertical banding noise does not occur if the recording format is set to RAW or JPEG. ? Noise can be reduced if C.Fn II-3: Highlight tone priority is set to 0: Disable.

Canon apologizes for any inconvenience caused and thanks photographers for their patience. - 16069

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Big Money Online with EZ Wealth Solution Pay It Forward Plan

By ez wealth solution scam review

Welcome to my home business opportunity scam review blog. This article will discuss EZ Wealth Solution. The EZ Wealth Solution Business Opportunity has paved the way for internet marketers to start earning some serious money on the internet. There is no easier way for people to earn money online. How does it work? The use the pay it forward system that doesn't cost the sponsor or the new recruit. What that means is you can join EZ Wealth Solution Business Opportunity at level one without paying a dime. The pay it forward system the EZ Wealth Solution uses is entirely different from all other cash gifting home business opportunities.

When you decide to view theEZ Wealth Solution Free Tour and sign up, your sponsor will then vist their own back office to confirm your payment. They do not actually receive a payment for you. They bypass your payment and allow you to join for free. When you receive your first EZ Wealth Solution Recruit and see that the system really works, you will then send your sponsor a payment for your new EZ Wealth Solution Recruit. You will then pass your Recruit to your EZ Wealth Solution sponsor. It's that simple folks!

After you have received you 1st qualifying sponsor, all future payments will be yours to keep. You can decide what payment method you prefer and you will be paid directly. They have several different options to choose from. I really like how you can add your personal choices and tastes to your affilate website.

The EZ Wealth Solution is incredible because it sells itself. The free tour that you can use to introduce people to the system sells them on the opportunity! When prospects watch this free tour which is actually a online video they will jump at the opportunity. This video clearly explains the pay structure and all the benefits of the EZ Wealth Solution. It is on your affiliate EZ Wealth Solution Website. It is given to all members who become resellers. I must say if you are not a good salesperson. No problem the free tour video will sell the EZ Wealth for you.

You also get many marketing software ebooks when you join EZ Wealth Solution. They can be resold for profit but I highly recommend you use them yourself as well. They can help your internet marketing efforts immensely.

The top part about EZ Wealth Solution is surely the money making possibilities. Let's face it we want to make money online. That's why we spend so much money and time looking for that right opportunity to come along. Most of us struggle or have struggled marketing online. Most of the internet marketers quit within the first year.

I want you to succeed online. I have made some good income marketing several products and systems but EZ Wealth Solution offers a chance to make real good money online. No more working hour after hour building a downline to make a few bucks here and there.

With the EZ Wealth Solution and the incredible advertising tools and tips they give to their members you have a good opportunity to actually make some good money online. The best part is you can join for free. Just take the free tour and sign up. Click the EZ Wealth Solution Free Tour Here link and join. - 16069

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The Best Housing Economy in History...for Tax Lien Investors!

By Amber Pierson

Tax lien Investors this is the Best Housing Economy in History

The current economy has made getting a house from your Tax lien investment much easier, folks CAN'Tt pay their taxes and the banks are SO heavy in foreclosure inventory that it financially behooves them to write off the note and let the property go!

This economy has made getting a from a house from your Tax lien investment much easier, folks simply aren't paying their taxes and the banks are SO heavy in foreclosure inventory that it financially is in their best interest for them to write off the note and let the property go!

Now fast forward to 2008!

Fast forward to 2008! The housing crunch has dropped the redemption rate in many markets to as low as 60%.

WOW!!! Back before the current housing crash, I would shop for the highest interest rate assuming that I would only get one to three houses for every ten liens I bought.

WOW!!! Before the current housing crash, I would look around for the highest interest rate assuming that I would only get one to three houses for every ten liens I bought.

But now...oh my gosh...houses are coming to me left and right!

But now...oh my gosh...houses are coming to me left and right!

Not only am I still getting my huge interest rates, but now a ton of my liens are "magically" becoming houses.

Just one quick example, I bought 6 Tax Liens in the last auction in Indiana (I love Indiana because they have a 4 month...YES 4 MONTH redemption period)it's looking good for me to get at least half of them. That means 50% of my Tax Liens will become houses that I own free and clear for less than $2000 each.

That means 50% of my Tax Liens will become houses that I own free and clear for less than $2000 each.

No matter how bad the market is I bet I can find a buyer for a house that I can make a profit on by selling it for $1 more than $2000!

Best of all, if my buyer gives me a $2000 down payment on a house that I bought for $2000, I'm in a pure profit situation!!!

Creative financing is never more welcome than at a time when the banks aren't loaning money.

I bet there are millions of people in America right now that would kill to rent to own a house with me holding the note. No bank involvement!

This scenario is one of the great reasons for tax lien investing, rent to own your way to wealth! If the Tenant pays off the note, good for them, they get a house for a fantastic deal.

If they don't pay their note down month in and month out, you convict them and get your house right back on the market. Again, as long as you got enough down payment from the tenant to cover your investment in the house-you are in a total profit situation.

This is the secret to making great money from the homes your getfrom your tax lien investments, especially in a "down" economy. There are times in economic history when loans are much harder to get than other times; smarts investor take advantage of these times and can help people out of their troubles as a moral benefit.

So there you go...a very long winded way of saying your crazy not to get http://tax-lien-investing.eoltt.com and get to work investing today! There is a mountain of cash waiting for you! - 16069

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Lead Generation For Your MLM Business

By Jeff Dedrick

Lead generation is one of the hottest buzzword popularly used in today's online business. Most gurus state that it is the future of targeted advertising. Many online businesses have used this service and have had astonishing return on investments (ROI) and high sales figure. At present even more people are implementing this service in to their online businesses to get quality leads for their business.

There is no denying the fact that a steady supply of leads is the life line of any MLM business. Even though MLM leads are normally quite expensive, it is possible to generate free leads online. Free MLM leads do help as they do not affect your return on investment adversely.

One of the more popular ways of generating leads, with today's generation, is video marketing. All you need to do is to create a few videos and post them on free sites such as you tube. These videos attract an astonishing number of visitors and the leads generated are mostly good quality leads. By good quality leads I mean pre-qualified leads that have a higher chance to get converted. Adding interesting tips and information to the videos will get a viewer's attention for longer. You can use the same technique on your website as well, where you can post short video presentations that answer frequently asked questions. The more clarity the visitors find in your information, the more they'll trust you. The credibility of your online MLM business is what actually decides its fate.

Optimizing your website for relevant and targeted keywords also helps in attracting quality traffic. By 'quality' traffic, we mean visits that get converted to leads. Believe it or not, your website does affect your sales figures. Successful businesses realize this and strive to create a strong web presence. How do you create a strong web presence through your website? The answer is simple. Your website must be able to address the visitors' concerns. A website for MLM business should be as informative as possible and should be able to capture leads through forms such as 'contact us' or 'request for information'.

You might consider adding a call back option which can be used by interested visitors. Create a blog and include useful information regarding the product or services you market in your blog posts. Update the blog regularly because search engines love fresh content.

Submitting Press Releases and posting article (with rich keywords) also help you to generate quality leads to your site. The article must contain information which is relevant to your niche and the Press Release must be remarkable. You must include'Media Contact' in the PR. This helps you in two ways, the first thing is it helps to build a strong link back to your website and increase search engine rankings. And the second benefit is, out of 10 people at lease 3 who read you articles and PR will visit the website, and some may even contact you directly by getting info from Media contact. You can generate hundreds of leads by making implementing these kinds of strategies. - 16069

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An Overview of Adobe Photoshop CS4

By David Peters

It appears as Adobe are evolving they're getting better and better. CS3 showed us new features such as non-destructive smart filters, quick selection, 3D compositing, enhanced RAW image processing and HDR support.

Adobe's newest software creation, Creative Suite 4, was designed to meet special challenges such as effective collaborations between designers and developers, embracing new media, reinventing publishing and embracing the explosion of connected media. Chad Seigel, Group Manager for Creative Suite has said, "Adobe is trying to break barriers and integrate all products."

Changes to Photoshop CS4 include an improved interface with the entire application enclosed in the frame which means dual monitor users can have more than one application running. The workspace switcher is for swapping between applications such as Camera RAW 5 and Bridge.

Some welcome improvements include zoom ratio which is less likely to show jagged or pixelated lines and also boasts a flicker free zoom. You can also now rotate the canvas without jagged lines and the brush size can be previewed on the document. This means that when the tool is placed over the image it can be moved in size and allows you to see it before you use it.

The Dodge/Burn tool has been improved so when you're adjusting the shadows, midtones or highlights the tool won't impose on the other two. When adjusting the saturation on the sponge tool it won't move out of acceptable gamma.

Another change is the preview window which is now in the tab instead of a new window that overlaps the image. Because of this change your picture can be viewed in its entirety and as an added bonus tools such as curves can be adjusted directly on the image for localized amendments. Adjustment has its own dedicated window that includes all the tools found in the area such as levels, curves, brightness/contrast and exposure.

The icons are also simplified for well-organized use; now you can see what you want to do much faster than before.

The mask panel allows you to choose an area which can be manipulated and even inverted which is good for selective color images.

The mask panel allows you to select an area which can be manipulated and even inverted which is good for selective color images.

A feature I really like is content aware cropping. The feature works by first masking the areas you wish to retain in the picture. The image can then be resized and the parts that are protected won't be cropped into. The program will start to remove areas in between which is an amazing feature to see and use.

An improved blend layer mode has been added and is a useful tool for techniques such as focus stacking. The program will adjust the exposure and colour automatically so there's no need to mess about first.

The images must be loaded in as layers and highlighted. Once you have done that click on Edit>Auto blend layers and the images will be composited together. The process can take some time so be patient.

This process can also be helpful if you want to create HDR images if you prefer the ones without the ethereal effect that most systems produce.

Bryan Hughes, Photoshop Product Manager, is adamant that this isn't a HDR tool though, as it doesn't give a full high dynamic range in all areas so the familiar ethereal look of a HDR image is absent. He did add that if need be, it could be described as a clipped version of HDR.

Photoshop CS4 Extended also features 3D support. Two dimensional images can be changed to 3D by giving them x, y and z co-ordinates and these images can also be wrapped around imported 3D images. Photoshop CS4 also works in conjunction with Google 3D warehouse where thousands of 3D images are available to import. Merging a 2D image onto a 3D image is very easy with the only command being the Merge button. The 2D layer will then acquire all the 3D attributes such as decay detail, colour and reflections. The 3D image can be manipulated as well and you can also enjoy features such as creating cut-outs, adding detail or changing colours to the interior of the cut-out.

As an added bonus, a feature has been added for help with people who are colour blind. Colours in Photoshop CS4 can be adjusted for true colour blindness.

One thing I don't like is the removal of the quick tools from the image window bar. When you've opened an image, right clicking on the header bar will bring up five options of duplicate, image size, canvas size, file info for metadata and page set up. I used these a lot, especially file info and to find it's not there adds time to my workflow.

At the press release for Photoshop CS4 I was bursting with excitement when I saw the features it could do. The newest features such as the auto blend and content aware croping feature are astounding. I also enjoy using the localised adjustments on Lightroom 2 so it'll be really beneficial on Photoshop CS4.

Look at the noted upgrades box and see if you'll use all those extra features. Add to that the efficient zooming and 89 percent less drag on the mouse making it move across the screen faster.

Bear in mind that the list is for the Extended version which supports the 3D applications. If you don't need those then don't bother with Extended but as far as I'm concerned this new version is the best one yet. - 16069

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